Jiangmen Social Insurance Fund Management Bureau： Social insurance paints the ＂background color＂ of a happy life.
Looking back at the development history of social security in New China, the Labor Insurance Regulations of People’s Republic of China (PRC) promulgated in 1951 is undoubtedly the starting point of China’s social security system, and the employment groups of public-owned units have become the first people covered by the social security system under the planned economy system. After many years, China’s social security system has been continuously improved, and the coverage of the population has gradually expanded from the initial "regular employees" to various employment groups, and the coverage has expanded from a single state-owned enterprise to the rural grassroots.
Jiangmen is no exception. With the establishment of the old-age insurance system for urban and rural residents, workers, rural residents, urban residents and flexible employees have been included in the scope of system protection, and social insurance has moved from full coverage of the system to full coverage of the population. According to statistics, by the end of 2020, the number of retirees from the basic old-age insurance for enterprise employees in our city has increased to 359,800, the number of urban and rural residents receiving pension insurance has increased to 575,900, the number of employees participating in industrial injury insurance has increased to 1,031,200, and the number of employees participating in basic medical insurance has increased to 3,956,100. In 2020, the total expenditure of pension insurance for enterprise employees and pension insurance for urban and rural residents exceeded 11 billion yuan, and the service volume of social insurance business in the city reached 10.76 million person-times. The scope of insurance coverage has been continuously expanded, social security benefits have been steadily improved, and public service capacity has been continuously enhanced. A strong social security system has painted a "background color" for Jiangmen people’s happy life.
Social security benefits are fully implemented.
Everyone shares the fruits of social development.
Lao Jia, an online car driver from Hunan, just participated in work-related injury insurance as a specific person this month. What helped him to join the insurance smoothly was the "Measures on Employees Over the Statutory Retirement Age and Other Specific Personnel Participating in Work-related Injury Insurance (Trial)" which was implemented in April this year. The implementation of the "Measures" has enabled Lao Jia to engage in express delivery, online car rental and other industries, as well as eight categories of people over the statutory retirement age to enjoy various treatment rights of work-related injury insurance.
In recent years, the city has continued to implement the national insurance plan. On the one hand, we will comprehensively carry out the payment of work-related injury insurance in the construction industry, do a good job in the issuance of work-related injury insurance benefits in the construction industry, and standardize the issuance process of work-related injury insurance benefits in the construction industry. We will make every effort to promote the payment of insurance for all land-expropriated farmers and accelerate the allocation of social security funds for land acquisition in our city. Fully implement flexible employees to participate in the basic old-age insurance for enterprise employees. Actively cooperate with human society, local tax and other departments to promote the full participation of all employees and expand the coverage of insurance payment. On the other hand, based on the city’s social security card holders’ basic information database, the data of labor, employment, public security and local taxes are integrated, and the data of all insured persons are verified and compared, and a basic database covering all insured persons is established. At present, the city’s household registration personnel have been included in the national insurance registration database, and 100% of the national insurance registration and verification work has been completed.
From individuals to enterprises, the city’s efforts to help enterprises stabilize their posts are also gradually increasing. Since 2017, the city has fully implemented a series of policies of "stabilizing growth, promoting reform, adjusting structure and benefiting people’s livelihood", and timely implemented measures such as unemployment, work-related injuries and adjustment of maternity payment rates. Including the implementation of the unemployment insurance rate reduction, the unemployment insurance rate will be reduced from the original 2% to 1%; The employer’s medical insurance payment ratio is lowered to 5.5%; The proportion of maternity insurance contributions is lowered to 0.5%; The current payment rate of work-related injury insurance for each insured unit will be reduced by 50% in a unified stage. In 2020, we will implement the policy of reducing and exempting enterprise social insurance premiums by stages, effectively complete the refund of social insurance premiums paid by more than 30,000 employers in the city by 150 million yuan, reduce and exempt the social insurance premiums of 82,400 employers by 4.449 billion yuan, and distribute unemployment insurance to 7,480 enterprises by 280 million yuan.
Deepen the reform of "streamline administration, delegate power, strengthen regulation and improve services"
Improve the efficiency of social security services
Since the establishment of the old-age insurance system for employees in China in 1992, the process of social security reform has not stopped. After more than 20 years of efforts, China’s social insurance system has gradually improved and developed, and finally the largest social insurance system in the world has been established, and it has been continuously improved and enriched.
In recent years, Jiangmen is also deepening the reform of pension, medical care and industrial injury insurance in an all-round way, realizing the provincial-level co-ordination of enterprise employees’ pension insurance and industrial injury insurance, and the municipal-level management of urban and rural residents’ pension insurance, continuously improving the level of social security co-ordination and improving the efficiency of fund use and the ability of system to resist risks. Deepen the reform of endowment insurance in government agencies and institutions, and realize the normalization of insurance registration and payment. Deepen the "streamline administration, delegate power, strengthen regulation and improve services" reform and improve the service efficiency of social security agencies.
Among them, especially in the "streamline administration, delegate power, strengthen regulation and improve services" reform of social security management, the city issued and implemented the "Work Plan for Jiangmen Social Security Bureau to Further Promote the Reform of" Simplifying Administration and Decentralization, Combining Release with Management, and Optimizing Services "in the field of social security management. Guided by the" blocking points "of enterprises, all kinds of non-critical certification items were cancelled, the business process was simplified, the time limit was compressed, and the certification item notification commitment system was implemented on a pilot basis.
During the "Thirteenth Five-Year Plan" period, 48 certification materials were cancelled, the working time was reduced by 30%, and the commitment system was implemented for 28 items. In accordance with the principle of unified standards and simplified procedures, 92 business processes in urban areas were checked and standardized, and 8 unnecessary audit requirements were deleted. The list management of 102 social insurance government services in the city has been implemented to standardize public services. 100% of the 78 government affairs services in our bureau are done at once, 72% online and 87% nearby.
From "Doing on Paper" to "Doing at Fingertips"
Handling services continue to heat up.
Liu Guohua, 66, is an ordinary retired employee of state-owned enterprises in Jiangmen. In the early years, he and his wife would bring their relevant vouchers to the counter of the social security hall every April to June to apply for the payment of pension benefits for the next year. "At this time of year, the social security hall is packed, which is very inconvenient." Liu Guohua said.
Nowadays, the qualification certification of retired elderly people for pension benefits has been opened from centralized certification to full-time certification throughout the year. Moreover, the insured only needs a mobile phone, and the authentication procedures can be completed anytime and anywhere, which brings great convenience to the insured. Liu Guohua said with emotion: "Now the social security business is more and more considerate and humanized, and the government’s purpose of serving the people is indeed reflected in action."
In recent years, the city has continuously improved the level of social insurance benefits and improved the social security service system. Various social security benefits have been steadily improved, and real-time settlement of medical expenses for medical treatment, maternity and work-related injury insurance in Jiangmen and online settlement of medical expenses for hospitalization in different places have been realized. The self-service carrier of social security management has developed to the mobile terminal, and 28 high-frequency services have realized the whole process network. At the same time, a "dual-track" grass-roots handling service system has been established, in which town-level public service centers mainly handle social security business, and bank outlets and towns (streets) handle it in parallel.
For example, in terms of online settlement of hospitalization expenses for medical treatment in different places, the city further expanded the scope of medical institutions for direct settlement of medical treatment in different places within the province and across provinces, streamlined the filing process for medical treatment in different places, enriched the filing channels for medical treatment in different places, and realized online processing for medical treatment in different places. At present, the city has included 63 designated medical institutions for direct settlement of medical treatment in different places in the province, and 58 designated medical institutions for direct settlement of medical treatment in different provinces, covering all secondary and above designated medical institutions in the city and the first-level designated medical institutions with large demand for medical treatment in different places. During the "Thirteenth Five-Year Plan" period, the insured in our city settled the medical expenses of 100,000 person-times in different places in real time, and the total payment of the fund exceeded 1.5 billion yuan.
The city also actively promotes the "no meeting" of social security agency services. Create "TV social security", develop cable TV to handle social security business platform, and enrich social security self-service carrier. Online social security online business bid for the convenience service system, realize online query of 48 social security information data, realize online printing of conventional vouchers such as social security participation payment list vouchers and social insurance relationship transfer vouchers, and realize online processing of five businesses such as medical treatment filing in different places and pension treatment qualification certification. Actively promote the mobile application of high-frequency services for the convenience and benefit of enterprises in our city, and integrate 28 high-frequency government services into the "Guangdong Province" applet.
In addition, the city also actively cooperates with the promotion of social security business in town-level public service centers through the decentralization of some handling rights to the town level and the construction of "one-stop" service windows. At present, "town-level public service centers can handle 128 social security business items, and 9 businesses have been fully handled in the city. We will integrate foreign handling services such as work-related injuries, social security relations, pension and unemployment, set up a comprehensive business service window, and promote the construction of a new service pattern of "one guide, one window for acceptance, one station for service and one-time settlement". The city’s insured can handle the endowment insurance business for urban and rural residents in 189 town (street) service outlets.
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Let’s watch it togetherThe development and changes of social security system in our city for 40 years
China’s social security system was founded in the early 1950s, and entered a period of comprehensive and profound system reform with the economic system reform in the mid-1980s. The development of social insurance is a microcosm of the history of reform and opening up at all levels from the state to the province to the city. On the occasion of celebrating the centenary of the founding of the Party, let us follow the footsteps of history to understand the development and changes of the social security system in our city from scratch, from existence to perfection and from perfection to Excellence.
Exploration on the Establishment of Social Insurance from scratch (1980-1999)
China’s current social insurance system evolved from the labor insurance system. Under the planned economy system, the state implements a unified distribution policy for employees’ wages and welfare insurance. After the Third Plenary Session of the Eleventh Central Committee, China gradually transformed from a planned economy system to a socialist market economy system, and began to reform the social insurance system in the 1980s.
In 1983, Jiangmen City began to try out the social endowment insurance for workers under the labor contract system. Jiangmen City began to try out the social insurance system among newly recruited contract workers, which included unemployment insurance. On May 1, 1984, Jiangmen City began to try out social pooling of retirement funds.
In 1992, Jiangmen City began to implement industrial injury insurance. On August 1 of the same year, Jiangmen City began to implement the overall planning of maternity fund for female employees. After giving birth, female employees who meet the family planning policy will pay maternity insurance benefits in one lump sum according to the standard of 1,500 yuan for natural delivery and 1,800 yuan for dystocia or multiple births.
In September 1994, the city fully implemented the social endowment insurance for employees.
In 1995, Jiangmen City raised maternity insurance benefits for female employees, from 1,500 yuan to 1,800 yuan for natural delivery and from 1,800 yuan to 2,300 yuan for dystocia.
On July 1, 1996, the Interim Provisions on Unemployment Insurance for Employees in Guangdong Province was formally implemented. In 1998, the provincial people’s government promulgated the Provisions on Unemployment Insurance in Guangdong Province, and in 1999, the State Council promulgated the Regulations on Unemployment Insurance, which extended the coverage of unemployment insurance to all urban enterprises and institutions. Following the footsteps of Guangdong Province, our city gradually began to establish a sound social security system.
Exploration on the Social Insurance Reform from "Everything" (2000-2012)
On July 1, 2000, Jiangmen City began to implement the basic medical insurance for urban workers. In 2002, the Standing Committee of the Provincial People’s Congress deliberated and passed the Regulations on Unemployment Insurance in Guangdong Province, which brought more people into the unemployment insurance system and the unemployed during the period of receiving unemployment insurance benefits into the scope of basic medical insurance.
In January, 2006, our city began to implement the municipal co-ordination of endowment insurance. In 2008, Jiangmen City began to implement the basic medical insurance system for urban residents. In the same year, in order to alleviate the pressure of employers to participate in social insurance payment and further expand the coverage of work-related injury insurance, Jiangmen City lowered the contribution rate of work-related injury insurance.
In 2010, Jiangmen City implemented municipal co-ordination of unemployment insurance, industrial injury insurance and maternity insurance.
On October 1st, 2010, Kaiping, as a national pilot county of new rural social endowment insurance, officially started the pilot work.
In 2011, Kaiping City was rated as the first batch of pilot counties in the province for new rural insurance coverage, and Xinhui District, Taishan City, Heshan City and enping city were the third batch of pilot counties to start the new rural insurance and simultaneously start the pilot work of urban and rural residents’ old-age insurance. In the same year, Pengjiang District and Jianghai District carried out the pilot work of new rural insurance and urban residents’ old-age insurance on their own.
In 2011, the basic medical insurance for urban workers and the basic medical insurance for urban and rural residents in Jiangmen City were co-ordinated at the municipal level. From July 1, 2011, according to the provisions of the Social Insurance Law, unemployed people directly participate in the basic medical insurance for employees during the period of receiving unemployment insurance benefits, and all medical insurance premiums for unemployed people are paid by the unemployment insurance fund, and individuals do not pay.
In January, 2012, our city combined the new rural insurance and the urban residents’ old-age insurance system, established a unified social old-age insurance system for urban and rural residents, and achieved full coverage of urban and rural residents’ old-age insurance.
High-quality transformation of social insurance from all to excellent (2013-present)
Since the 18th National Congress of the Communist Party of China, our city has made great efforts to deepen the reform of social insurance, improve the urban and rural social security service system, optimize the social security management mode, realize the intelligentization of handling services, and promote the high-quality transformation of social insurance from all to the best.
In 2012, the social security business system and financial system in our city were seamlessly connected, and the social security benefits payment business and financial accounting were integrated, thus improving the management level of social security funds in our city.
In 2013, the image management of social security business archives was realized, and the social security business archives information management system was established to realize the seamless connection between archives management and business information system.
In 2014, the city began to promote the application of social security cards in the old-age insurance for urban and rural residents, and took the lead in realizing the use of social security cards to distribute the old-age insurance benefits for urban and rural residents in the province.
In 2016, the city comprehensively carried out the town-level handling of urban and rural residents’ endowment insurance business, established a town-village linkage service model for urban and rural residents’ endowment insurance, and took the lead in realizing the "dual-track" grassroots handling service of bank outlets and towns (streets) in the province.
In 2017, Tangxia Town and Hengjiang Village in Pengjiang District were designated as the first batch of demonstration sites for grassroots service of centralized urban and rural residential insurance information system in the province.
Since 2018, especially in terms of intelligent handling services, the city has fully realized the real-time settlement of medical insurance, maternity insurance medical expenses and industrial injury insurance medical expenses in Jiangmen. Fully realize the online settlement of medical expenses for hospitalization in different places. At present, the city has included 63 designated medical institutions for direct settlement of medical treatment in different places in the province, and 58 designated medical institutions for direct settlement of medical treatment in different provinces, covering all secondary and above designated medical institutions in the city and the first-level designated medical institutions with large demand for medical treatment in different places.
During the "Thirteenth Five-Year Plan" period, the insured in our city settled the medical expenses of 100,000 person-times in different places in real time, and the total payment of the fund exceeded 1.5 billion yuan. Guided by the "blocking point" of the masses of enterprises, we will cancel all kinds of non-critical certification matters, simplify the business process, compress the time limit for handling affairs, and pilot the implementation of the notification commitment system for certification matters.
During the "Thirteenth Five-Year Plan" period, 48 items of certification materials were cancelled, the working time was reduced by 30%, and 17 items of commitment system were implemented. At the same time, the city also actively promoted the mobile application of high-frequency services for the convenience and benefit of enterprises in our city, and 28 high-frequency government services were integrated into the "Guangdong Province" applet.