From the heat of the property market, China’s vigorous economic policy "combination boxing" boosts the recovery of the real estate market
CCTV News:The reporter learned from the national video conference on the promotion of housing and urban-rural development and the General Administration of Financial Supervision that the two departments require all localities to solidly promote the work of housing and housing, and take effective measures to promote the real estate market to stop falling and stabilize as soon as possible.
The two departments pointed out that it is an important opportunity period to do a good job in all aspects of real estate. Province — City "three special classes to linkage to promote the work, and strive to solve the main problems in the tough battle to ensure the delivery of housing, expand the effectiveness of urban real estate financing coordination, accelerate the judicial disposal of insolvent projects, anchor the target to go all out to complete the annual delivery task, and make overall plans to digest the stock of commercial housing and dispose of idle stock of land.
At the same time, all localities should increase the efforts of "white list" projects, such as checking, pushing, repairing problem projects and lending, so as to effectively meet the reasonable financing needs of real estate projects. Specialized classes and financial institutions at all levels should enhance their sense of responsibility and urgency, further promote the coordination mechanism to "expand the scope and increase efficiency", expand the coverage of the "white list", and ensure that compliant real estate projects "should make every effort". It is necessary to establish and improve the working mechanism, improve the full-caliber monitoring system, and timely incorporate the approved "white list" projects into the ledger and system management. Financial institutions should establish and improve the green channel, and timely issue loans according to the project schedule to meet the reasonable financing needs of the project.
Hangzhou, Zhejiang: The minimum down payment ratio of commercial personal mortgage is 15%.
On October 9, Hangzhou, Zhejiang Province issued a notice that for households who purchase houses by loans, commercial personal housing loans no longer distinguish between the first and second houses, and the minimum down payment ratio is unified at 15%. Workers’ families apply for housing provident fund loans when buying houses, and the maximum amount is raised to 1.3 million yuan, and the minimum amount is raised to 200,000 yuan.
A number of new policies on the property market have been launched simultaneously in many places.
Just past the National Day holiday, "exhibitions" and "exhibitions" appeared intensively in many cities. While holding various promotional activities in various places, the reporter noted that many cities have simultaneously introduced further real estate support policies to better meet the rigid and diversified housing needs of residents.
During the National Day, Wuhan launched ten real estate policies and measures at the same time as the Golden Autumn House Purchase Festival opened. Among them, it is clear that during the period from October 1 to December 30, if a new set of commercial housing is purchased in Wuhan, when applying for a commercial personal housing loan, it will be recognized as the first home of the family, and the deed tax for the first home of the transaction customer will be free, and the second home will be reduced by 50%. Such policy measures are very interesting.
Driven by favorable policies, on October 1st, the volume of new houses in Wuhan reached 453 sets. At the same time, the buildings in Wuhan during the National Day are more lively than before.
In Henan, on the eve of the local National Day, 20 measures were introduced in six aspects, announcing the total cancellation of the purchase restriction. Subsequently, Zhengzhou further clarified that it would carry out the "old-for-new" activities of home improvement renovation in the form of subsidies, and vigorously promote the "old-for-new" of real estate and the group purchase of commercial housing. After the release of the policy, Zhengzhou property market began to show positive changes during the National Day, and the number of consulting visits and transaction volume of several projects increased.
In Xining, the local government also chose to hold the Golden Autumn Housing Expo, and introduced 16 measures, including reducing the interest rate of existing mortgage loans.
In Xiamen, the local government issued a new policy before the holiday, completely canceled the housing purchase restriction, optimized the loan policy, lowered the down payment ratio to 15%, and adjusted the identification of housing units. After the announcement of the policy, the number of guests who come to the sales office or call for advice has increased a lot.
National Day holiday housing enterprises get together for promotion.
After visiting many property markets, the reporter also found that real estate enterprises have actively launched various promotional activities in combination with favorable policies to boost market popularity.
During the National Day, in addition to accurately supporting new citizens, young people, industrial workers and other specific groups to buy houses, some real estate enterprises also launched 5%— 10% discount and preferential activities such as parking spaces, home appliances and decoration packages.
In Xining, according to the local conditions, real estate enterprises specially launched "trade-in" housing, low-priced commercial housing and improved housing during the National Day, providing buyers with rich choices in all directions.
In Ganzhou, Jiangxi Province, 18 housing enterprises and 28 high-quality real estate projects were organized to hold the Golden Autumn Consumption Season. At the event site, some properties combined with a series of favorable policies provided by the government introduced a variety of preferential measures, which attracted many property buyers to consult.
Affected by the New Deal, in Chongqing, many local real estate sales offices, people came to see the house during the National Day.
According to the statistics of the Ministry of Housing and Urban-Rural Development, during the National Day, sales offices in many places across the country do not have holidays or close, and carry out various marketing activities such as discounts and coupons. Housing enterprises in some third-and fourth-tier cities, such as Shangrao, Ji ‘an, and Hengyang, Hunan, have also launched home purchase promotion activities to provide transportation subsidies and home purchase concessions for buyers.